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Carrier review

American Family Car Insurance

American Family focuses on the Midwest and beyond with agent support and the KnowYourDrive program.

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Quick answer

Illustrative full-coverage with American Family is about $174 per month for a standard profile. American Family holds an A financial-strength rating and is best for drivers in its coverage regions who want agent service.

Why drivers choose American Family

  • KnowYourDrive telematics
  • Generous discount stacking
  • Agent network

American Family at a glance

  • Founded — 1927
  • Financial strength — A (illustrative, general rating)
  • Best for — Drivers in its coverage regions who want agent service.
  • Illustrative full-coverage — $174/mo

Estimated rates for illustration only — not a quote.

How American Family compares

No single insurer is cheapest for everyone. Compare American Family against other top carriers and get a personalized quote comparison before you decide.

You can also compare costs by vehicle and by state.

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American Family insurance FAQs

How much does American Family car insurance cost?

Illustrative full-coverage with American Family is around $174 per month for a standard driver profile. Your actual rate depends on your location, age, driving record, vehicle, and coverage level. Compare quotes for a real price.

Is American Family a good insurance company?

American Family carries an A financial-strength rating and is best for drivers in its coverage regions who want agent service. Whether it is right for you depends on your profile and priorities, so compare it against other carriers.

What discounts does American Family offer?

American Family typically offers common discounts such as multi-policy, safe-driver, and more. Ask about every discount you may qualify for, and compare the final price against other insurers.

How do I switch to American Family?

Get a quote, choose a start date that aligns with your current policy’s end, and avoid a coverage gap. Cancel your old policy only once the new one is active.

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  • No effect on credit score
  • Free comparison
  • Compare 120+ carriers
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