Carrier review
Liberty Mutual Car Insurance
Liberty Mutual offers customizable coverage and add-ons like new-car replacement and better-car replacement.
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Quick answer
Illustrative full-coverage with Liberty Mutual is about $186 per month for a standard profile. Liberty Mutual holds an A financial-strength rating and is best for drivers who want add-on coverages and flexible policies.
Why drivers choose Liberty Mutual
- New-car replacement option
- Deductible fund
- Many optional coverages
Liberty Mutual at a glance
- Founded — 1912
- Financial strength — A (illustrative, general rating)
- Best for — Drivers who want add-on coverages and flexible policies.
- Illustrative full-coverage — $186/mo
Estimated rates for illustration only — not a quote.
How Liberty Mutual compares
No single insurer is cheapest for everyone. Compare Liberty Mutual against other top carriers and get a personalized quote comparison before you decide.
You can also compare costs by vehicle and by state.
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Liberty Mutual insurance FAQs
How much does Liberty Mutual car insurance cost?
Illustrative full-coverage with Liberty Mutual is around $186 per month for a standard driver profile. Your actual rate depends on your location, age, driving record, vehicle, and coverage level. Compare quotes for a real price.
Is Liberty Mutual a good insurance company?
Liberty Mutual carries an A financial-strength rating and is best for drivers who want add-on coverages and flexible policies. Whether it is right for you depends on your profile and priorities, so compare it against other carriers.
What discounts does Liberty Mutual offer?
Liberty Mutual typically offers common discounts such as multi-policy, safe-driver, and more. Ask about every discount you may qualify for, and compare the final price against other insurers.
How do I switch to Liberty Mutual?
Get a quote, choose a start date that aligns with your current policy’s end, and avoid a coverage gap. Cancel your old policy only once the new one is active.
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- Licensed agency partners nationwide
- No effect on credit score
- Free comparison
- Compare 120+ carriers