Carrier review
USAA Car Insurance
USAA serves military members, veterans, and their families, and consistently earns top marks for service and value.
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Quick answer
Illustrative full-coverage with USAA is about $148 per month for a standard profile. USAA holds an A++ financial-strength rating and is best for military members, veterans, and their families.
Why drivers choose USAA
- Top-rated customer service
- Very competitive rates for members
- Military-focused benefits
USAA at a glance
- Founded — 1922
- Financial strength — A++ (illustrative, general rating)
- Best for — Military members, veterans, and their families.
- Illustrative full-coverage — $148/mo
Estimated rates for illustration only — not a quote.
How USAA compares
No single insurer is cheapest for everyone. Compare USAA against other top carriers and get a personalized quote comparison before you decide.
You can also compare costs by vehicle and by state.
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USAA insurance FAQs
How much does USAA car insurance cost?
Illustrative full-coverage with USAA is around $148 per month for a standard driver profile. Your actual rate depends on your location, age, driving record, vehicle, and coverage level. Compare quotes for a real price.
Is USAA a good insurance company?
USAA carries an A++ financial-strength rating and is best for military members, veterans, and their families. Whether it is right for you depends on your profile and priorities, so compare it against other carriers.
What discounts does USAA offer?
USAA typically offers common discounts such as multi-policy, safe-driver, and more. Ask about every discount you may qualify for, and compare the final price against other insurers.
How do I switch to USAA?
Get a quote, choose a start date that aligns with your current policy’s end, and avoid a coverage gap. Cancel your old policy only once the new one is active.
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- Licensed agency partners nationwide
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