Is a Dodge expensive to insure?

Where a Dodge falls depends on the model. Economy and family models are generally cheaper to insure, while performance, luxury, and electric trims cost more because of higher repair and replacement costs.

How can I lower my Dodge insurance rate?

Compare quotes from several insurers, ask about every discount you qualify for, consider a higher deductible, bundle with home or renters insurance, and maintain a clean driving record.

Insurance by make

Dodge Car Insurance

Dodge’s high-horsepower muscle cars sit at the top of the rate range, while the Durango is a more moderate SUV.

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Quick answer

Illustrative full-coverage insurance for a Dodge starts around $196 per month for a standard driver profile, varying by model, trim, year, location, and record. Compare quotes to see your actual price.

Dodge insurance cost by model

These illustrative monthly estimates assume a standard full-coverage profile. Your rate will differ.

Model	Body type	Illustrative / mo	Details
Dodge Charger	Sedan	$314	View Charger
Dodge Challenger	Coupe	$333	View Challenger
Dodge Durango	SUV	$235	View Durango
Dodge Hornet	SUV	$206	View Hornet
Dodge Charger SRT Hellcat	Sedan	$392	View Charger SRT Hellcat
Dodge Challenger SRT Hellcat	Coupe	$412	View Challenger SRT Hellcat
Dodge Journey	SUV	$212	View Journey
Dodge Grand Caravan	Minivan	$216	View Grand Caravan

Estimated rates for illustration only — not a quote.

What affects your Dodge insurance rate

Beyond the model you choose, insurers weigh your age, location, driving history, annual mileage, credit (where allowed), and the coverage limits and deductibles you select. Safety features and anti-theft technology can help lower your premium.

How to save on Dodge insurance

The single best step is to compare quotes across insurers, since prices for the same vehicle can vary by hundreds of dollars. Also explore cheap car insurance strategies, full coverage trade-offs, and other vehicles.

Last updated: July 1, 2026

Dodge insurance FAQs

Dodge insurance costs depend on the specific model, trim, year, your location, driving record, and coverage level. On this page you can compare illustrative monthly figures by model. These are estimates for education only, not quotes.

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