Insurance by make
Ferrari Car Insurance
Ferrari’s exotic performance cars carry among the highest premiums of any brand, driven by vehicle value and specialized service.
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Quick answer
Illustrative full-coverage insurance for a Ferrari starts around $420 per month for a standard driver profile, varying by model, trim, year, location, and record. Compare quotes to see your actual price.
Ferrari insurance cost by model
These illustrative monthly estimates assume a standard full-coverage profile. Your rate will differ.
| Model | Body type | Illustrative / mo | Details |
|---|---|---|---|
| Ferrari 296 GTB | Coupe | $1344 | View 296 GTB |
| Ferrari Roma | Coupe | $1092 | View Roma |
| Ferrari Purosangue | SUV | $1176 | View Purosangue |
Estimated rates for illustration only — not a quote.
What affects your Ferrari insurance rate
Beyond the model you choose, insurers weigh your age, location, driving history, annual mileage, credit (where allowed), and the coverage limits and deductibles you select. Safety features and anti-theft technology can help lower your premium.
How to save on Ferrari insurance
The single best step is to compare quotes across insurers, since prices for the same vehicle can vary by hundreds of dollars. Also explore cheap car insurance strategies, full coverage trade-offs, and other vehicles.
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Ferrari insurance FAQs
How much does it cost to insure a Ferrari?
Ferrari insurance costs depend on the specific model, trim, year, your location, driving record, and coverage level. On this page you can compare illustrative monthly figures by model. These are estimates for education only, not quotes.
Is a Ferrari expensive to insure?
Where a Ferrari falls depends on the model. Economy and family models are generally cheaper to insure, while performance, luxury, and electric trims cost more because of higher repair and replacement costs.
How can I lower my Ferrari insurance rate?
Compare quotes from several insurers, ask about every discount you qualify for, consider a higher deductible, bundle with home or renters insurance, and maintain a clean driving record.
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- Licensed agency partners nationwide
- No effect on credit score
- Free comparison
- Compare 120+ carriers