Insurance by make
Ford Car Insurance
From the best-selling F-150 to the Mustang, Ford premiums vary widely by model, trim, and horsepower.
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Quick answer
Illustrative full-coverage insurance for a Ford starts around $176 per month for a standard driver profile, varying by model, trim, year, location, and record. Compare quotes to see your actual price.
Ford insurance cost by model
These illustrative monthly estimates assume a standard full-coverage profile. Your rate will differ.
| Model | Body type | Illustrative / mo | Details |
|---|---|---|---|
| Ford F-150 | Truck | $204 | View F-150 |
| Ford Escape | SUV | $176 | View Escape |
| Ford Explorer | SUV | $197 | View Explorer |
| Ford Mustang | Coupe | $255 | View Mustang |
| Ford Edge | SUV | $190 | View Edge |
| Ford Bronco | SUV | $211 | View Bronco |
| Ford Maverick | Truck | $180 | View Maverick |
| Ford Bronco Sport | SUV | $183 | View Bronco Sport |
| Ford Ranger | Truck | $194 | View Ranger |
| Ford Expedition | SUV | $222 | View Expedition |
| Ford F-250 | Truck | $229 | View F-250 |
| Ford Mustang Mach-E | SUV (EV) | $225 | View Mustang Mach-E |
| Ford F-150 Lightning | Truck (EV) | $236 | View F-150 Lightning |
| Ford Escape Hybrid | SUV | $180 | View Escape Hybrid |
| Ford Transit | Minivan | $208 | View Transit |
Estimated rates for illustration only — not a quote.
What affects your Ford insurance rate
Beyond the model you choose, insurers weigh your age, location, driving history, annual mileage, credit (where allowed), and the coverage limits and deductibles you select. Safety features and anti-theft technology can help lower your premium.
How to save on Ford insurance
The single best step is to compare quotes across insurers, since prices for the same vehicle can vary by hundreds of dollars. Also explore cheap car insurance strategies, full coverage trade-offs, and other vehicles.
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Ford insurance FAQs
How much does it cost to insure a Ford?
Ford insurance costs depend on the specific model, trim, year, your location, driving record, and coverage level. On this page you can compare illustrative monthly figures by model. These are estimates for education only, not quotes.
Is a Ford expensive to insure?
Where a Ford falls depends on the model. Economy and family models are generally cheaper to insure, while performance, luxury, and electric trims cost more because of higher repair and replacement costs.
How can I lower my Ford insurance rate?
Compare quotes from several insurers, ask about every discount you qualify for, consider a higher deductible, bundle with home or renters insurance, and maintain a clean driving record.
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- Licensed agency partners nationwide
- No effect on credit score
- Free comparison
- Compare 120+ carriers