Insurance by make
Kia Car Insurance
Kia delivers value and long warranties; like sister brand Hyundai, some models have faced elevated theft risk.
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Quick answer
Illustrative full-coverage insurance for a Kia starts around $172 per month for a standard driver profile, varying by model, trim, year, location, and record. Compare quotes to see your actual price.
Kia insurance cost by model
These illustrative monthly estimates assume a standard full-coverage profile. Your rate will differ.
| Model | Body type | Illustrative / mo | Details |
|---|---|---|---|
| Kia Forte | Sedan | $165 | View Forte |
| Kia Optima | Sedan | $175 | View Optima |
| Kia Sportage | SUV | $172 | View Sportage |
| Kia Sorento | SUV | $189 | View Sorento |
| Kia Telluride | SUV | $203 | View Telluride |
| Kia Soul | Hatchback | $165 | View Soul |
| Kia Seltos | SUV | $169 | View Seltos |
| Kia Carnival | Minivan | $189 | View Carnival |
| Kia K5 | Sedan | $179 | View K5 |
| Kia Rio | Sedan | $155 | View Rio |
| Kia Niro | SUV | $175 | View Niro |
| Kia EV6 | SUV (EV) | $206 | View EV6 |
| Kia EV9 | SUV (EV) | $224 | View EV9 |
| Kia Stinger | Sedan | $249 | View Stinger |
Estimated rates for illustration only — not a quote.
What affects your Kia insurance rate
Beyond the model you choose, insurers weigh your age, location, driving history, annual mileage, credit (where allowed), and the coverage limits and deductibles you select. Safety features and anti-theft technology can help lower your premium.
How to save on Kia insurance
The single best step is to compare quotes across insurers, since prices for the same vehicle can vary by hundreds of dollars. Also explore cheap car insurance strategies, full coverage trade-offs, and other vehicles.
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Kia insurance FAQs
Kia insurance costs depend on the specific model, trim, year, your location, driving record, and coverage level. On this page you can compare illustrative monthly figures by model. These are estimates for education only, not quotes.
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- Licensed in all 50 states
- No effect on credit score
- Free comparison
- Compare 120+ carriers