Insurance by make
Lexus Car Insurance
Lexus blends Toyota reliability with luxury features; premiums land between mainstream and full luxury brands.
- Licensed in all 50 states
- No effect on credit score
- Free comparison
- Compare 120+ carriers
Quick answer
Illustrative full-coverage insurance for a Lexus starts around $198 per month for a standard driver profile, varying by model, trim, year, location, and record. Compare quotes to see your actual price.
Lexus insurance cost by model
These illustrative monthly estimates assume a standard full-coverage profile. Your rate will differ.
| Model | Body type | Illustrative / mo | Details |
|---|---|---|---|
| Lexus RX | SUV | $238 | View RX |
| Lexus ES | Sedan | $228 | View ES |
| Lexus NX | SUV | $222 | View NX |
| Lexus GX | SUV | $257 | View GX |
| Lexus IS | Sedan | $234 | View IS |
| Lexus UX | SUV | $214 | View UX |
| Lexus LX | SUV | $317 | View LX |
| Lexus RC | Coupe | $277 | View RC |
| Lexus LS | Sedan | $327 | View LS |
| Lexus TX | SUV | $253 | View TX |
| Lexus RZ | SUV (EV) | $257 | View RZ |
| Lexus LC | Coupe | $366 | View LC |
Estimated rates for illustration only — not a quote.
What affects your Lexus insurance rate
Beyond the model you choose, insurers weigh your age, location, driving history, annual mileage, credit (where allowed), and the coverage limits and deductibles you select. Safety features and anti-theft technology can help lower your premium.
How to save on Lexus insurance
The single best step is to compare quotes across insurers, since prices for the same vehicle can vary by hundreds of dollars. Also explore cheap car insurance strategies, full coverage trade-offs, and other vehicles.
Last updated:
Lexus insurance FAQs
Lexus insurance costs depend on the specific model, trim, year, your location, driving record, and coverage level. On this page you can compare illustrative monthly figures by model. These are estimates for education only, not quotes.
Ready to see how much you could save?
Compare personalized quotes from top carriers in minutes — free and with no obligation.
- Licensed in all 50 states
- No effect on credit score
- Free comparison
- Compare 120+ carriers