Is a Mazda expensive to insure?

Where a Mazda falls depends on the model. Economy and family models are generally cheaper to insure, while performance, luxury, and electric trims cost more because of higher repair and replacement costs.

How can I lower my Mazda insurance rate?

Compare quotes from several insurers, ask about every discount you qualify for, consider a higher deductible, bundle with home or renters insurance, and maintain a clean driving record.

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Mazda Car Insurance

Mazda earns strong safety and reliability marks, which often translates into competitive insurance costs.

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Quick answer

Illustrative full-coverage insurance for a Mazda starts around $168 per month for a standard driver profile, varying by model, trim, year, location, and record. Compare quotes to see your actual price.

Mazda insurance cost by model

These illustrative monthly estimates assume a standard full-coverage profile. Your rate will differ.

Model	Body type	Illustrative / mo	Details
Mazda Mazda3	Sedan	$165	View Mazda3
Mazda CX-5	SUV	$171	View CX-5
Mazda CX-30	SUV	$165	View CX-30
Mazda CX-9	SUV	$188	View CX-9
Mazda MX-5 Miata	Coupe	$210	View MX-5 Miata
Mazda CX-50	SUV	$175	View CX-50
Mazda CX-90	SUV	$195	View CX-90
Mazda CX-70	SUV	$192	View CX-70
Mazda Mazda6	Sedan	$175	View Mazda6
Mazda CX-3	SUV	$158	View CX-3

Estimated rates for illustration only — not a quote.

What affects your Mazda insurance rate

Beyond the model you choose, insurers weigh your age, location, driving history, annual mileage, credit (where allowed), and the coverage limits and deductibles you select. Safety features and anti-theft technology can help lower your premium.

How to save on Mazda insurance

The single best step is to compare quotes across insurers, since prices for the same vehicle can vary by hundreds of dollars. Also explore cheap car insurance strategies, full coverage trade-offs, and other vehicles.

Last updated: July 1, 2026

Mazda insurance FAQs

Mazda insurance costs depend on the specific model, trim, year, your location, driving record, and coverage level. On this page you can compare illustrative monthly figures by model. These are estimates for education only, not quotes.

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