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Vehicle insurance cost

Nissan Versa Insurance Cost

How much does it cost to insure a Nissan Versa? Here are illustrative rates, the factors that move your premium, and ways to save.

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Quick answer

Illustrative full-coverage insurance for a Nissan Versa is approximately $157 per month for a standard driver profile. Your actual rate depends on your location, age, driving record, coverage, and deductible.

Nissan Versa illustrative rates by coverage level

Coverage levelIllustrative / mo
State minimum$86
Standard$126
Full coverage$157

Estimated rates for illustration only — not a quote.

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Estimated rates for illustration only — not a quote.

What affects Nissan Versa insurance costs

The Nissan Versa’s sedan body style, value, safety ratings, and repair costs all shape its premium. Your own profile — age, location, mileage, and driving history — matters just as much.

How to save on Nissan Versa insurance

Compare quotes from several insurers, since the same Nissan Versa can be priced very differently. Explore cheap car insurance tips, weigh full coverage versus liability only, and browse other Nissan models.

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Nissan Versa insurance FAQs

How much does Nissan Versa insurance cost?

Illustrative full-coverage for a Nissan Versa is around $157 per month for a standard profile, but your actual rate depends on your age, location, driving record, coverage level, and deductible. Compare quotes for a real price.

Is the Nissan Versa expensive to insure?

The Nissan Versa is a sedan, which influences its insurance cost through repair expenses, safety, and theft risk. Repair and replacement costs are the main drivers of its premium.

What coverage do I need for a Nissan Versa?

If your Nissan Versa is financed or leased, your lender will require full coverage (comprehensive and collision). If you own it outright, you can choose based on the car’s value and your risk tolerance.

How can I get cheaper Nissan Versa insurance?

Compare multiple insurers, raise your deductible if you have savings, bundle policies, ask about every discount, and keep a clean record. Prices for the same Nissan Versa vary widely between carriers.

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