Insurance by make
Ram Car Insurance
Ram’s full-size pickups are capable work trucks; premiums reflect their value and repair costs.
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Quick answer
Illustrative full-coverage insurance for a Ram starts around $186 per month for a standard driver profile, varying by model, trim, year, location, and record. Compare quotes to see your actual price.
Ram insurance cost by model
These illustrative monthly estimates assume a standard full-coverage profile. Your rate will differ.
| Model | Body type | Illustrative / mo | Details |
|---|---|---|---|
| Ram 1500 | Truck | $219 | View 1500 |
| Ram 2500 | Truck | $238 | View 2500 |
| Ram 3500 | Truck | $249 | View 3500 |
| Ram ProMaster | Minivan | $223 | View ProMaster |
| Ram ProMaster City | Minivan | $205 | View ProMaster City |
| Ram 1500 TRX | Truck | $335 | View 1500 TRX |
| Ram 1500 Classic | Truck | $208 | View 1500 Classic |
Estimated rates for illustration only — not a quote.
What affects your Ram insurance rate
Beyond the model you choose, insurers weigh your age, location, driving history, annual mileage, credit (where allowed), and the coverage limits and deductibles you select. Safety features and anti-theft technology can help lower your premium.
How to save on Ram insurance
The single best step is to compare quotes across insurers, since prices for the same vehicle can vary by hundreds of dollars. Also explore cheap car insurance strategies, full coverage trade-offs, and other vehicles.
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Ram insurance FAQs
How much does it cost to insure a Ram?
Ram insurance costs depend on the specific model, trim, year, your location, driving record, and coverage level. On this page you can compare illustrative monthly figures by model. These are estimates for education only, not quotes.
Is a Ram expensive to insure?
Where a Ram falls depends on the model. Economy and family models are generally cheaper to insure, while performance, luxury, and electric trims cost more because of higher repair and replacement costs.
How can I lower my Ram insurance rate?
Compare quotes from several insurers, ask about every discount you qualify for, consider a higher deductible, bundle with home or renters insurance, and maintain a clean driving record.
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- Licensed agency partners nationwide
- No effect on credit score
- Free comparison
- Compare 120+ carriers