Insurance by make
Subaru Car Insurance
Subaru’s all-wheel-drive lineup earns strong safety scores, which can help keep insurance costs reasonable.
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Quick answer
Illustrative full-coverage insurance for a Subaru starts around $166 per month for a standard driver profile, varying by model, trim, year, location, and record. Compare quotes to see your actual price.
Subaru insurance cost by model
These illustrative monthly estimates assume a standard full-coverage profile. Your rate will differ.
| Model | Body type | Illustrative / mo | Details |
|---|---|---|---|
| Subaru Outback | SUV | $169 | View Outback |
| Subaru Forester | SUV | $166 | View Forester |
| Subaru Crosstrek | SUV | $163 | View Crosstrek |
| Subaru Impreza | Sedan | $159 | View Impreza |
| Subaru Ascent | SUV | $186 | View Ascent |
| Subaru WRX | Sedan | $232 | View WRX |
| Subaru Legacy | Sedan | $166 | View Legacy |
| Subaru BRZ | Coupe | $224 | View BRZ |
| Subaru Solterra | SUV (EV) | $193 | View Solterra |
| Subaru Crosstrek Hybrid | SUV | $169 | View Crosstrek Hybrid |
Estimated rates for illustration only — not a quote.
What affects your Subaru insurance rate
Beyond the model you choose, insurers weigh your age, location, driving history, annual mileage, credit (where allowed), and the coverage limits and deductibles you select. Safety features and anti-theft technology can help lower your premium.
How to save on Subaru insurance
The single best step is to compare quotes across insurers, since prices for the same vehicle can vary by hundreds of dollars. Also explore cheap car insurance strategies, full coverage trade-offs, and other vehicles.
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Subaru insurance FAQs
How much does it cost to insure a Subaru?
Subaru insurance costs depend on the specific model, trim, year, your location, driving record, and coverage level. On this page you can compare illustrative monthly figures by model. These are estimates for education only, not quotes.
Is a Subaru expensive to insure?
Where a Subaru falls depends on the model. Economy and family models are generally cheaper to insure, while performance, luxury, and electric trims cost more because of higher repair and replacement costs.
How can I lower my Subaru insurance rate?
Compare quotes from several insurers, ask about every discount you qualify for, consider a higher deductible, bundle with home or renters insurance, and maintain a clean driving record.
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- Licensed agency partners nationwide
- No effect on credit score
- Free comparison
- Compare 120+ carriers