Vehicle insurance cost
Tesla Model 3 Insurance Cost
How much does it cost to insure a Tesla Model 3? Here are illustrative rates, the factors that move your premium, and ways to save.
- Licensed in all 50 states
- No effect on credit score
- Free comparison
- Compare 120+ carriers
Quick answer
Illustrative full-coverage insurance for a Tesla Model 3 is approximately $267 per month for a standard driver profile. Your actual rate depends on your location, age, driving record, coverage, and deductible.
Tesla Model 3 illustrative rates by coverage level
| Coverage level | Illustrative / mo |
|---|---|
| State minimum | $147 |
| Standard | $214 |
| Full coverage | $267 |
Estimated rates for illustration only — not a quote.
Estimate your Tesla Model 3 rate
Adjust the inputs below for an illustrative estimate based on your situation.
Tesla Model 3 rate estimator
Free, no signup. Adjust the factors to see how your estimated premium changes.
Estimated rates for illustration only — not a quote.
What affects Tesla Model 3 insurance costs
The Tesla Model 3’s sedan body style, value, safety ratings, and electric drivetrain all shape its premium. Your own profile — age, location, mileage, and driving history — matters just as much.
How to save on Tesla Model 3 insurance
Compare quotes from several insurers, since the same Tesla Model 3 can be priced very differently. Explore cheap car insurance tips, weigh full coverage versus liability only, and browse other Tesla models.
Last updated:
Tesla Model 3 insurance FAQs
Illustrative full-coverage for a Tesla Model 3 is around $267 per month for a standard profile, but your actual rate depends on your age, location, driving record, coverage level, and deductible. Compare quotes for a real price.
Ready to see how much you could save?
Compare personalized quotes from top carriers in minutes — free and with no obligation.
- Licensed in all 50 states
- No effect on credit score
- Free comparison
- Compare 120+ carriers