Vehicle insurance cost
Tesla Model S Insurance Cost
How much does it cost to insure a Tesla Model S? Here are illustrative rates, the factors that move your premium, and ways to save.
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Quick answer
Illustrative full-coverage insurance for a Tesla Model S is approximately $360 per month for a standard driver profile. Your actual rate depends on your location, age, driving record, coverage, and deductible.
Tesla Model S illustrative rates by coverage level
| Coverage level | Illustrative / mo |
|---|---|
| State minimum | $198 |
| Standard | $288 |
| Full coverage | $360 |
Estimated rates for illustration only — not a quote.
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Estimated rates for illustration only — not a quote.
What affects Tesla Model S insurance costs
The Tesla Model S’s sedan body style, value, safety ratings, and electric drivetrain all shape its premium. Your own profile — age, location, mileage, and driving history — matters just as much.
How to save on Tesla Model S insurance
Compare quotes from several insurers, since the same Tesla Model S can be priced very differently. Explore cheap car insurance tips, weigh full coverage versus liability only, and browse other Tesla models.
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Tesla Model S insurance FAQs
Illustrative full-coverage for a Tesla Model S is around $360 per month for a standard profile, but your actual rate depends on your age, location, driving record, coverage level, and deductible. Compare quotes for a real price.
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- Licensed in all 50 states
- No effect on credit score
- Free comparison
- Compare 120+ carriers