Insurance by make
Volvo Car Insurance
Volvo’s safety-focused SUVs and sedans carry moderate premiums typical of a mainstream-luxury brand.
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Quick answer
Illustrative full-coverage insurance for a Volvo starts around $192 per month for a standard driver profile, varying by model, trim, year, location, and record. Compare quotes to see your actual price.
Volvo insurance cost by model
These illustrative monthly estimates assume a standard full-coverage profile. Your rate will differ.
| Model | Body type | Illustrative / mo | Details |
|---|---|---|---|
| Volvo XC90 | SUV | $246 | View XC90 |
| Volvo XC60 | SUV | $221 | View XC60 |
| Volvo XC40 | SUV | $196 | View XC40 |
| Volvo S60 | Sedan | $211 | View S60 |
| Volvo EX30 | SUV (EV) | $202 | View EX30 |
| Volvo EX90 | SUV (EV) | $253 | View EX90 |
Estimated rates for illustration only — not a quote.
What affects your Volvo insurance rate
Beyond the model you choose, insurers weigh your age, location, driving history, annual mileage, credit (where allowed), and the coverage limits and deductibles you select. Safety features and anti-theft technology can help lower your premium.
How to save on Volvo insurance
The single best step is to compare quotes across insurers, since prices for the same vehicle can vary by hundreds of dollars. Also explore cheap car insurance strategies, full coverage trade-offs, and other vehicles.
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Volvo insurance FAQs
How much does it cost to insure a Volvo?
Volvo insurance costs depend on the specific model, trim, year, your location, driving record, and coverage level. On this page you can compare illustrative monthly figures by model. These are estimates for education only, not quotes.
Is a Volvo expensive to insure?
Where a Volvo falls depends on the model. Economy and family models are generally cheaper to insure, while performance, luxury, and electric trims cost more because of higher repair and replacement costs.
How can I lower my Volvo insurance rate?
Compare quotes from several insurers, ask about every discount you qualify for, consider a higher deductible, bundle with home or renters insurance, and maintain a clean driving record.
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- Licensed agency partners nationwide
- No effect on credit score
- Free comparison
- Compare 120+ carriers