Carrier review
Allstate Home Insurance
Broad homeowners coverage with add-ons like HostAdvantage and identity protection.
- Licensed in all 50 states
- No effect on credit score
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Quick answer
Illustrative homeowners coverage with Allstate is about $1,820 per year for a typical home. Allstate holds an A+ financial-strength rating and is best for homeowners who want optional add-ons and rewards.
Why homeowners choose Allstate
- Many optional coverages
- Claim RateGuard
- Broad agent availability
Allstate at a glance
- Financial strength — A+ (illustrative, general rating)
- Best for — Homeowners who want optional add-ons and rewards.
- Availability — nearly every U.S. state
- Illustrative annual premium — $1,820/yr
Estimated rates for illustration only — not a quote.
How Allstate compares
No single insurer is cheapest for every home. Compare Allstate against other top carriers and run our home insurance calculator before you decide.
You can also compare costs by state or compare rates.
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Allstate home insurance FAQs
Illustrative homeowners coverage with Allstate is around $1,820 per year (about $152/mo) for a typical single-family home. Your actual rate depends on your home’s rebuild cost, location, roof, and claims history. Compare quotes for a real price.
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- Licensed in all 50 states
- No effect on credit score
- Free comparison
- Compare 120+ carriers