Carrier review
Allstate Home Insurance
Broad homeowners coverage with add-ons like HostAdvantage and identity protection.
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Quick answer
Illustrative homeowners coverage with Allstate is about $1,820 per year for a typical home. Allstate holds an A+ financial-strength rating and is best for homeowners who want optional add-ons and rewards.
Why homeowners choose Allstate
- Many optional coverages
- Claim RateGuard
- Broad agent availability
Allstate at a glance
- Financial strength — A+ (illustrative, general rating)
- Best for — Homeowners who want optional add-ons and rewards.
- Availability — nearly every U.S. state
- Illustrative annual premium — $1,820/yr
Estimated rates for illustration only — not a quote.
How Allstate compares
No single insurer is cheapest for every home. Compare Allstate against other top carriers and run our home insurance calculator before you decide.
You can also compare costs by state or compare rates.
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Allstate home insurance FAQs
How much does Allstate home insurance cost?
Illustrative homeowners coverage with Allstate is around $1,820 per year (about $152/mo) for a typical single-family home. Your actual rate depends on your home’s rebuild cost, location, roof, and claims history. Compare quotes for a real price.
Is Allstate a good home insurance company?
Allstate carries an A+ financial-strength rating and is best for homeowners who want optional add-ons and rewards. Whether it is right for you depends on your home and priorities, so compare it against other carriers.
Where does Allstate offer home insurance?
Allstate generally writes homeowners coverage in nearly every U.S. state. Availability can vary by ZIP code and home type, so confirm coverage for your address.
How do I switch to Allstate?
Get a quote, choose a start date that aligns with your current policy’s renewal, and avoid a coverage gap. If you have a mortgage, notify your lender so escrow reflects the new policy.
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