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State Farm Home Insurance
The largest U.S. home insurer, with a nationwide agent network and strong bundling discounts.
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Quick answer
Illustrative homeowners coverage with State Farm is about $1,750 per year for a typical home. State Farm holds an A++ financial-strength rating and is best for bundling home and auto with a local agent.
Why homeowners choose State Farm
- Largest agent network
- Strong bundling savings
- High satisfaction
State Farm at a glance
- Financial strength — A++ (illustrative, general rating)
- Best for — Bundling home and auto with a local agent.
- Availability — nearly every U.S. state
- Illustrative annual premium — $1,750/yr
Estimated rates for illustration only — not a quote.
How State Farm compares
No single insurer is cheapest for every home. Compare State Farm against other top carriers and run our home insurance calculator before you decide.
You can also compare costs by state or compare rates.
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State Farm home insurance FAQs
How much does State Farm home insurance cost?
Illustrative homeowners coverage with State Farm is around $1,750 per year (about $146/mo) for a typical single-family home. Your actual rate depends on your home’s rebuild cost, location, roof, and claims history. Compare quotes for a real price.
Is State Farm a good home insurance company?
State Farm carries an A++ financial-strength rating and is best for bundling home and auto with a local agent. Whether it is right for you depends on your home and priorities, so compare it against other carriers.
Where does State Farm offer home insurance?
State Farm generally writes homeowners coverage in nearly every U.S. state. Availability can vary by ZIP code and home type, so confirm coverage for your address.
How do I switch to State Farm?
Get a quote, choose a start date that aligns with your current policy’s renewal, and avoid a coverage gap. If you have a mortgage, notify your lender so escrow reflects the new policy.
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- Licensed agency partners nationwide
- No effect on credit score
- Free comparison
- Compare 120+ carriers