Carrier review
Liberty Mutual Home Insurance
Customizable homeowners policies with inflation protection and optional add-ons.
- Licensed in all 50 states
- No effect on credit score
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Quick answer
Illustrative homeowners coverage with Liberty Mutual is about $1,880 per year for a typical home. Liberty Mutual holds an A financial-strength rating and is best for homeowners who want highly customizable coverage.
Why homeowners choose Liberty Mutual
- Inflation protection
- Many add-ons
- Multi-policy discounts
Liberty Mutual at a glance
- Financial strength — A (illustrative, general rating)
- Best for — Homeowners who want highly customizable coverage.
- Availability — nearly every U.S. state
- Illustrative annual premium — $1,880/yr
Estimated rates for illustration only — not a quote.
How Liberty Mutual compares
No single insurer is cheapest for every home. Compare Liberty Mutual against other top carriers and run our home insurance calculator before you decide.
You can also compare costs by state or compare rates.
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Liberty Mutual home insurance FAQs
Illustrative homeowners coverage with Liberty Mutual is around $1,880 per year (about $157/mo) for a typical single-family home. Your actual rate depends on your home’s rebuild cost, location, roof, and claims history. Compare quotes for a real price.
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- Licensed in all 50 states
- No effect on credit score
- Free comparison
- Compare 120+ carriers