Carrier review
Auto-Owners Home Insurance
Agent-based regional homeowners coverage with strong financials and add-on packages.
- Licensed agency partners nationwide
- No effect on credit score
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Quick answer
Illustrative homeowners coverage with Auto-Owners is about $1,700 per year for a typical home. Auto-Owners holds an A++ financial-strength rating and is best for homeowners who want a highly rated regional insurer via an agent.
Why homeowners choose Auto-Owners
- Excellent financial strength
- Agent service
- Package endorsements
Auto-Owners at a glance
- Financial strength — A++ (illustrative, general rating)
- Best for — Homeowners who want a highly rated regional insurer via an agent.
- Availability — 25 states
- Illustrative annual premium — $1,700/yr
Estimated rates for illustration only — not a quote.
How Auto-Owners compares
No single insurer is cheapest for every home. Compare Auto-Owners against other top carriers and run our home insurance calculator before you decide.
You can also compare costs by state or compare rates.
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Auto-Owners home insurance FAQs
How much does Auto-Owners home insurance cost?
Illustrative homeowners coverage with Auto-Owners is around $1,700 per year (about $142/mo) for a typical single-family home. Your actual rate depends on your home’s rebuild cost, location, roof, and claims history. Compare quotes for a real price.
Is Auto-Owners a good home insurance company?
Auto-Owners carries an A++ financial-strength rating and is best for homeowners who want a highly rated regional insurer via an agent. Whether it is right for you depends on your home and priorities, so compare it against other carriers.
Where does Auto-Owners offer home insurance?
Auto-Owners generally writes homeowners coverage in 25 states. Availability can vary by ZIP code and home type, so confirm coverage for your address.
How do I switch to Auto-Owners?
Get a quote, choose a start date that aligns with your current policy’s renewal, and avoid a coverage gap. If you have a mortgage, notify your lender so escrow reflects the new policy.
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