Carrier review
Farmers Home Insurance
Agent-based homeowners coverage with customizable packages and claim forgiveness options.
- Licensed in all 50 states
- No effect on credit score
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Quick answer
Illustrative homeowners coverage with Farmers is about $1,850 per year for a typical home. Farmers holds an A financial-strength rating and is best for homeowners who prefer an agent to tailor coverage.
Why homeowners choose Farmers
- Customizable packages
- Claim forgiveness
- Declining deductible
Farmers at a glance
- Financial strength — A (illustrative, general rating)
- Best for — Homeowners who prefer an agent to tailor coverage.
- Availability — nearly every U.S. state
- Illustrative annual premium — $1,850/yr
Estimated rates for illustration only — not a quote.
How Farmers compares
No single insurer is cheapest for every home. Compare Farmers against other top carriers and run our home insurance calculator before you decide.
You can also compare costs by state or compare rates.
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Farmers home insurance FAQs
Illustrative homeowners coverage with Farmers is around $1,850 per year (about $154/mo) for a typical single-family home. Your actual rate depends on your home’s rebuild cost, location, roof, and claims history. Compare quotes for a real price.
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- Licensed in all 50 states
- No effect on credit score
- Free comparison
- Compare 120+ carriers