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Farmers Home Insurance
Agent-based homeowners coverage with customizable packages and claim forgiveness options.
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Quick answer
Illustrative homeowners coverage with Farmers is about $1,850 per year for a typical home. Farmers holds an A financial-strength rating and is best for homeowners who prefer an agent to tailor coverage.
Why homeowners choose Farmers
- Customizable packages
- Claim forgiveness
- Declining deductible
Farmers at a glance
- Financial strength — A (illustrative, general rating)
- Best for — Homeowners who prefer an agent to tailor coverage.
- Availability — nearly every U.S. state
- Illustrative annual premium — $1,850/yr
Estimated rates for illustration only — not a quote.
How Farmers compares
No single insurer is cheapest for every home. Compare Farmers against other top carriers and run our home insurance calculator before you decide.
You can also compare costs by state or compare rates.
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Farmers home insurance FAQs
How much does Farmers home insurance cost?
Illustrative homeowners coverage with Farmers is around $1,850 per year (about $154/mo) for a typical single-family home. Your actual rate depends on your home’s rebuild cost, location, roof, and claims history. Compare quotes for a real price.
Is Farmers a good home insurance company?
Farmers carries an A financial-strength rating and is best for homeowners who prefer an agent to tailor coverage. Whether it is right for you depends on your home and priorities, so compare it against other carriers.
Where does Farmers offer home insurance?
Farmers generally writes homeowners coverage in nearly every U.S. state. Availability can vary by ZIP code and home type, so confirm coverage for your address.
How do I switch to Farmers?
Get a quote, choose a start date that aligns with your current policy’s renewal, and avoid a coverage gap. If you have a mortgage, notify your lender so escrow reflects the new policy.
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