Home insurance in Washington
Washington Home Insurance
See illustrative home insurance costs in Washington, which carriers write here, and how to lower your premium.
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Quick answer
Illustrative home insurance in Washington is about $1,420 per year (~$118/mo) for a typical home. Cost is driven by local weather risk, rebuild costs, and claims trends. Compare quotes for your exact address.
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Estimated rates for illustration only — not a quote.
Home insurance companies in Washington
These carriers generally write homeowners coverage in Washington (sorted by illustrative national cost). Availability can vary by ZIP code and home type.
| Company | Illustrative / yr | Best for |
|---|---|---|
| USAA | $1,680 | Military members, veterans, and their families. |
| State Farm | $1,750 | Bundling home and auto with a local agent. |
| Travelers | $1,770 | Homeowners who want an established insurer and bundling. |
| Nationwide | $1,790 | Homeowners who want brand-new-belongings and bundling. |
| Allstate | $1,820 | Homeowners who want optional add-ons and rewards. |
| Farmers | $1,850 | Homeowners who prefer an agent to tailor coverage. |
| Liberty Mutual | $1,880 | Homeowners who want highly customizable coverage. |
Estimated rates for illustration only — not a quote.
How to save on home insurance in Washington
Bundle your Washington auto and home policies, raise your deductible, and add storm-mitigation features where they qualify for discounts. Compare carriers by company and view other states.
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Washington home insurance FAQs
Illustrative home insurance in Washington averages about $1,420 per year (roughly $118/mo) for a typical single-family home. Your rate depends on your home’s rebuild cost, roof, location, and claims history. Compare quotes for a real price.
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- Licensed in all 50 states
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